Yes,I get it. Thanks.Okay, for Model 1, use the Sum formula with n= 40, d and a= 1000. Multiply the sum by 0.05 to get the money which will go to charity. As for Model 2, again use the formula with r=1.1 and n=40. Multiply that sum by 0.05(5%) to get the answer. Do you get it now?